Head of Credit Risk

Job description

Northreach is a dynamic recruitment agency that connects businesses with top talent in the lending, fintech, and digital sectors. Our mission is to provide a seamless and personalised recruitment experience for clients and candidates, and to create a positive work environment that encourages equality, innovation, and professional growth. We have partnered with a specialist lender who are looking for a Head of Credit Risk to join them and build out their 2LOD risk function.

This role is instrumental in the companies growth and this individual will be a key advisor to the CEO and board and will be responsible for defining and executing risk strategy and setting risk appetite. The business is in scale up so this is an exciting time to join a fast growing business with a great mission to deliver ethical funding products to the market.

Responsibilities

• Develop and execute credit risk strategy, implementing policy to balance exposure whilst maintaining commercial success.
• Manage and develop credit processes 1st and 2nd line
• Analytics - using data to drive decision making
• Portfolio management - effectively monitor the entire portfolio, limits, stress testing etc
• Automation - looking for areas to improve efficiency utilising technology
• Reporting - providing meaningful data driven insights to the wider business to aid effective decision making across the business
• Collaboration - working effectively with stakeholders across the business to ensure commercial success

Requirements

• Credit Risk SME - Analytics, metrics, decisioning, strategy, pricing, framework, portfolio management
• Deep knowledge of property lending, all types of mortgage products, BTL, residential, commercial, bridging
• Stakeholder management - ability to engage at C-Suite level
• Leadership - ability to influence and ensure stakeholders buy into the credit risk vision and goals and experience building teams
• Individual contributor - this role will be hands on from day one and this individual will be building and growing the function from the ground up.
• Experience working in a fintech/start up environment will be beneficial

You will be required to be in the central London offices 3 times pw

You must have full right to work in the UK

Northreach is an equal opportunity employer and we do not discriminate against any employee or applicant for employment based on race, colour, religion, sex, national origin, disability, or age. We are committed to promoting diversity, equity, and inclusion in the workplace and hiring practices, therefore only partner with business that promote DEI. We strive to create a welcoming and inclusive environment for all employees.

Extra information

Status

Open

Education Level

Secondary School

Location

City of London

Type of Contract

Part-time jobs

Published at

22-12-2025

Profession type

Accountancy

Full UK/EU driving license preferred

No

Car Preferred

No

Must be eligible to work in the EU

No

Cover Letter Required

No

Languages

English