Decision Scientist (Credit Risk)

Job description

My client, a specialist lending FinTech, is looking for a Decision Scientist to join the Credit & Risk function. This role will build and own models, and is ideal for someone with a data/analytics/credit background in the consumer finance space.

Responsibilities

• Develop, improve, and maintain credit and affordability models used in real-time decisioning
• Lead on analytics across credit and business KPIs
• Implement analytical tools, models, and decisioning frameworks to improve operational efficiency and support data-driven decision-making across the business
• Develop robust monitoring and reporting capabilities to track portfolio performance, identify emerging risks, and escalate material deviations from expected outcomes
• Apply statistical and machine-learning techniques to optimise approval rates, losses, and customer outcomes
• Monitor model performance, stability, and fairness over time
• Contribute to decision rules, scorecards, and credit strategies across the customer lifecycle

Requirements

• 2–4 years’ experience in decision science, data science, risk analytics, or a related role
• Experience in consumer finance
• Strong modelling skills
• Proficiency in SQL and Snowflake
• Experience working with large datasets

This role is offered mostly remote, with occasional (1 day per month) travel to London. Candidates must hold valid right to work in the UK.

Extra information

Status

Open

Education Level

Secondary School

Location

London Area

Type of Contract

Full-time jobs

Published at

03-03-2026

Profession type

Accountancy

Full UK/EU driving license preferred

No

Car Preferred

No

Must be eligible to work in the EU

No

Cover Letter Required

No

Languages

English