Lead Catastrophe Risk Modeler

Job description

Lead Catastrophe Risk Modeler

US Property MGA | High Growth | Data Led Underwriting Platform

We’re partnering with a fast scaling, tech enabled US Property MGA backed by a leading global insurance platform.

They write a very successful property book across homeowners, flood, wildfire, and earthquake, and are building a data first underwriting engine designed to outperform traditional market approaches.

This is not a traditional modelling role.

This is about owning how catastrophe risk translates into underwriting decisions and portfolio performance.

The Opportunity

You’ll sit at the centre of underwriting, pricing, and analytics, working directly with the CUO, underwriting leads, and engineering teams.

The focus is simple

use data, models, and new sources of insight to drive better underwriting outcomes.

What You’ll Own

• Lead catastrophe risk modelling across a multi peril US property book

• Translate CAT model outputs into underwriting and pricing decisions

• Monitor and optimise portfolio performance, exposure, and loss ratios

• Partner with underwriting to shape risk selection and appetite

• Evaluate and integrate new data sources into modelling frameworks

• Work closely with engineering and data teams to support API based underwriting

• Support capacity strategy including reinsurance and capital optimisation

• Continuously refine models based on real world performance and feedback loops

What This Role Is

• A commercial, data led role influencing how a high performing property book is built and scaled

• A position that sits between modelling, underwriting, and portfolio strategy

• An opportunity to move beyond pure modelling into real business impact

Candidate Profile

• Background in catastrophe modelling, actuarial, or pricing

• Strong exposure to US property risks including wildfire, flood, earthquake, and wind

• Ability to connect modelling outputs to real underwriting decisions

• Comfortable operating in fast moving, ambiguous environments

• Strong communicator who can influence underwriting and leadership teams

Leadership and Team

• Works alongside a high calibre team of underwriters, actuaries, and data scientists

• Reports into senior underwriting leadership within a CUO structure

• Acts as a key voice in portfolio strategy and performance discussions

Why Join

• Real ownership of portfolio performance rather than purely modelling outputs

• Opportunity to shape a modern API driven underwriting platform

• Backed by established insurance capital with the agility of an MGA

• Small, high quality team with strong technical depth

• Direct impact on growth, loss ratio, and underwriting strategy

Extra information

Status

Open

Education Level

Secondary School

Location

United Kingdom

Type of Contract

Full-time jobs

Published at

03-04-2026

Full UK/EU driving license preferred

No

Car Preferred

No

Must be eligible to work in the EU

No

Cover Letter Required

No

Languages

English