Director of Product

• Lead and empower five cross-functional product squads across purchase, payments, and repayment journeys
• Drive the P&L and commercial performance of Zilch's financial and payment products
• Define product strategy and roadmaps across multiple squads
• Set product goals, monitor KPIs, and use data, experimentation, and customer insight to optimise performance and customer value
• Drive product discovery, shape solutions, and partner with Engineering and Design throughout delivery
• Balance long-term strategy with day-to-day execution
• Manage, coach, and develop five Product Managers
• Partner with senior leadership on product strategy and investment priorities
• Improve ways of working across Product, Engineering, Design, and Data
• Collaborate with Engineering, Design, Data, Risk, Finance, and Marketing
• Work with Engineering leadership on trade-offs, delivery risk, and stakeholder communication
• Drive Zilch's Intelligent Commerce strategy, including agentic purchasing, Zilch Pay integrations, and sales attribution across the ASPN ecosystem

Requirements

• 7+ years' experience in Product Management, including 3+ years in a senior product leadership role
• Proven experience within fintech and payments, ideally with exposure to credit products or lending
• Demonstrated ability to drive the P&L, with strong commercial acumen
• Customer-obsessed and insight-driven, building products that solve meaningful customer problems and deliver measurable business value
• Equally comfortable defining long-term strategy and leading hands-on product execution
• Strong communicator and influencer, able to align cross-functional teams and executive stakeholders around a shared vision
• Data-driven, with confidence using analytics, experimentation, and market insight to make product decisions
• Builder mindset, comfortable operating in fast-paced, ambiguous environments, prioritising ruthlessly and delivering value early and often
• Truth-seeking, accountable, and transparent, taking ownership and leading with integrity
• Committed to excellence, setting high standards, giving clear feedback, and holding teams accountable for outcomes
• Experience working with international or distributed teams
• Experience leading both greenfield product development and scaling existing products
• Previous experience in a high-growth scale-up environment

Core Competencies

Demonstrates extensive experience in Product Management with a strong focus on fintech and payments, driving P&L and commercial performance while leading cross‑functional teams. Capable of defining product strategy, optimizing performance through data‑driven insights, and fostering collaboration across diverse teams.

Highest-signal resume keywords

• Product Management
• Fintech Experience
• P&L Management
• Data-Driven Decision Making
• Cross-Functional Leadership

Hard Skills

• Product Strategy
• KPI Monitoring
• Product Discovery
• Customer Insight Analysis
• Agile Methodologies
• Greenfield Product Development
• Scaling Existing Products
• Commercial Acumen
• Experimentation
• Sales Attribution

Soft Skills

• Strong Communication
• Influencing Skills
• Accountability
• Coaching and Development
• Customer Obsession

Industry Keywords

• Payments
• Credit Products
• Lending
• High-Growth Scale-Up
• International Teams