Senior Director, Legal – EU & UK Credit

• Lead PayPal's EU/UK Credit Legal team and manage a multi-jurisdictional legal team
• Provide day-to-day management, mentoring, and development for attorneys and legal professionals
• Advise senior executives and EU/UK business leadership on strategic decisions
• Anticipate, manage, and mitigate regulatory and legal risks
• Drive innovation and continuous improvement in legal practices
• Ensure compliance with applicable laws and regulations
• Collaborate with legal, compliance, product, risk, marketing, privacy, treasury, tax, finance, and accounting teams
• Lead CCD II implementation across all EU markets
• Provide legal support for BNPL geographic expansion initiatives and strategic partnerships
• Handle senior escalations involving collections, debt sales, and credit risk
• Advise on and negotiate credit agreements, credit promotions, and partnerships
• Review marketing, product, compliance, and credit risk materials
• Support regulatory exams, licensing matters, and regulator interactions
• Coordinate outside counsel across EU and UK jurisdictions
• Partner with US Credit Legal leadership on cross-border matters

Requirements

• 12+ years relevant experience
• Juris Doctorate degree OR any equivalent combination of education and experience
• Experience leading, mentoring, and managing attorneys across EU and UK markets
• Ability to advise senior executives and influence business strategy
• Experience managing regulatory and legal risks
• Knowledge of EU and UK credit, payments, and financial services regulations
• Experience with credit agreements, credit promotions, and financial institution partnerships
• Experience advising on product structuring, choice of law, and regulatory compliance across jurisdictions
• Experience supporting regulatory exams, licensing matters, and interactions with EU and UK financial regulators
• Experience managing outside counsel relationships across EU and UK jurisdictions

Core Competencies

Demonstrates extensive experience in managing multi-jurisdictional legal teams, advising on regulatory compliance, and mitigating legal risks within the EU and UK financial services landscape. Proven ability to influence business strategy and drive innovation in legal practices.

Highest-signal resume keywords

• 12+ Years Relevant Experience
• Juris Doctorate Degree
• Experience Leading Attorneys Across EU and UK Markets
• Knowledge of EU and UK Credit Regulations
• Experience Managing Regulatory Risks

Hard Skills

• Credit Agreements
• Credit Promotions
• Regulatory Compliance
• Product Structuring
• Legal Risk Management
• Negotiation
• Regulatory Exams Support
• Licensing Matters
• Outside Counsel Management
• Cross-Border Legal Matters

Soft Skills

• Mentoring
• Influencing Business Strategy
• Collaboration

Industry Keywords

• EU Financial Services
• UK Financial Services
• Payments Regulations
• Credit Risk
• BNPL Initiatives
• Compliance
• Legal Practices
• Strategic Partnerships
• Collections
• Debt Sales